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At D&D, we provide our clients with more than just comprehensive coverage at affordable rates. We take a partnership approach to your business by offering a number of services and programs to help you control your insurance costs, keep your workers safe and productive while protecting your business against loss. These services are available to you at no cost and include loss control and risk assessments, employee training and certification services, seminars and workshops. D&D offers many of its training programs in English and Spanish.